Forewarned is forearmed, as the adage goes. And in today’s fast-moving but increasingly tough financial environment, Credit Guardian® helps you decide with whom to do business and on what terms. 

Stagnant cash flow remains the major cause of bankruptcy and commercial failure across all sectors, so it pays to make sure you know as much as possible about those you trade with. 

Created by Draycir® and powered by Experian®, Credit Guardian is a new and unique credit risk & monitoring programme. It reduces the guesswork and gives you information you need to make more informed decisions, before you commit to a business relationship with a third party. Not only that, but you’re at a distinct advantage – Credit Guardian offers you legitimate access to detailed trading information about your competitors with a simple click of a mouse. Credit Guardian does not include any information about individuals, only companies. 

You can link Credit Guardian with data from your own accounts system (optional). This enables you to put information about other companies into a real and practical context that’s easy to understand. 

Credit Guardian uses data from the world’s leading data provider, Experian, and provides you with vital information; answers to questions such as: Has a company gone into administration? What is a firm’s current credit rating? How does the information I have today compare with a year ago? With Credit Guardian at your fingertips, it’s so easy to check. Put simply, it’s the ultimate weapon in a war of financial uncertainty. 

And if you’re worried about business identity theft, you can even check that all the information stored about your company at Companies House is completely accurate and up to date.

Draycir is a software development company which creates software that provides practical solutions to real business problems – helping businesses to reduce their environmental impact, cut costs and bad debt, and improve cash flow. 

Our multi award-winning software is used by small and medium-sized firms, as well as public sector organisations to enable them to trade intelligently and to reduce the risk of bad debt. Based in Leicester, UK, there are currently more than 1,700 businesses using our software in the UK and we have won many accolades and awards for both innovation and business excellence.

Experian is a global leader in providing information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. 

They employ approximately 15,500 people in 38 countries, supporting clients in more than 65 countries. Annual sales are US$4.1 billion (£2.0 billion/€2.9 billion). 

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Their corporate headquarters are in Dublin, Ireland, and they have operational headquarters in Costa Mesa, Calif., and Nottingham, UK. 

Help last updated: 30th June 2010