The chart shows you a monthly average over the last 12 months of how promptly the companies you are monitoring pay their bills and how promptly the customers from your accounts pay you. Up to three different series of data will be shown, depending if you have linked Credit Guardian to your accounts system and are monitoring companies.

• Host System Accounts - represents the average of how late you are getting paid by your customers in your accounts system
• Monitored Companies - represents the average days beyond terms of the companies you are currently monitoring
• Monitored Industries - represents the average days beyond terms of the industries of the companies you are currently monitoring

The left axis is the number of days late that the companies pay. For example if a company is on payment terms of 60 days from invoice date and they pay on day 80, then the company pays 20 days beyond terms (80 - 60 = 20). 

See What is Payment Performance and Limited Company Payment Profile tab for more information.