Here are just some of the benefits enjoyed by Credit Guardian® users:

• Peace of mind from a global leader: Credit Guardian uses industry-recognised business information from the world’s leading data provider, Experian.
• Information on millions of companies: Credit Guardian provides live credit risk information on limited AND non-limited companies.
• Up-to-the-minute accuracy: All credit reports and risk information are constantly monitored by Experian and your Credit Guardian programme is automatically updated throughout the period of your subscription.
• Early alert system: Credit Guardian alerts you if a company has gone into administration, if its credit rating has improved or worsened, and indeed, any situation that requires your immediate attention.
• As dynamic as you are: Companies are not static entities, so it makes sense to use a credit risk information service that alerts you to every change in a company’s fortunes. Is a company improving or deteriorating over time?
• Easy-to-read, at-a-glance overviews: Because Credit Guardian collates every piece of information on a company and keeps it, this provides you with a broader, at-a-glance overview, making it easier to judge if a company is on the up, or facing more uncertain times.
• Time-saving graphics: We display information in user-friendly, jargon-free graphic form, making it quicker and easier to spot trends. Information displayed in this way includes payment performance for the last 12 months, compared to others in the same sector.
• Simple, colour-coded credit risk keys:
  • RED: High risk – the company can easily fail
  • ORANGE: Medium – the company may or may not fail
  • GREEN: Low risk – good credit history, unlikely to fail
  • BLUE: Suppressed
• Protecting you from unnecessary financial risk: Credit Guardian merges Experian’s data information with yours, which means you can see exactly the size of risk you are taking with any individual company.
• Enabling you to demand fair payment: Find out how any one company pays others, in comparison to how they are paying you. How many days late are they paying other suppliers? How does this compare to other businesses in the same industry? At the very least, such data is ammunition for re-negotiation in your company’s favour.
• Unrivalled level of historical detail: Read account information on any one UK company going back as far as 10 years with Credit Guardian Professional, and five years with Credit Guardian Express.